This
week, I decided to write about changes/sessions/organizations my fellow public
school retirees should know about:
1. As
you should know by now, the Texas Legislature worked diligently during the 2017
legislative session to turn our healthcare upside down. For those of us under 65, our deductible is
going from $400 to $1500. We will no
longer have a co-pay for prescriptions.
Instead, we will pay 100 percent of our prescription drug cost until we
reach the $1500 medical deductible. After that, the plan will pay 80/20. The exception to this? A list of standard, generic medications that
will be completely covered by our new-and-significantly-reduced healthcare
plan. (Find that list by clicking here.) To learn more about all of our prescription
drug coverage changes, click here.
For those who are 65 and over, you
will still have a co-pay through your Medicare prescription drug plan. You can click on the link above, too, to
learn more about the changes taking effect January 1.
2.
Why did the Texas Legislature
increase our deductible to $1500 and significantly increase our premiums over
the next four years while continuing to provide healthcare to all other state
employees (INCLUDING retired legislators) at a $0 deductible and $0
premium? I believe what many others have
said—because Texas teachers have been a proverbial sleeping giant, many not
voting during state elections and most not involved in organizations fighting
for our benefits like other groups--like police officers and firefighters--do.
One of the first things I recommend
is joining the Texas Retired Teachers Association. The annual membership fee is just $35, and
TRTA worked tirelessly to restore what the Texas Legislature did to us during
the regular session. (They originally
increased our deductible to $3000. After “the sleeping giant” awakened, they
reduced it to $1500 during the special session, still $1100 more than we paid
previously and not restoring our prescription drug coverage.) Imagine if TRTA and some of our teachers’
associations hadn’t gotten involved! To
learn more about TRTA and to join, go here.
TRTA also has local units that meet
on a monthly basis and work to get more public school retirees involved in
educating other retirees, networking, getting out the vote, and lobbying on our
behalf. Local membership is $10 per
year. Getting involved in my local unit
is a commitment I made because of what the Texas Legislature has done. To find the local unit nearest you, click here.
3. In
case you haven’t heard, TRS is currently holding informational sessions about
all of the changes we can expect to our healthcare plans. You must register to attend. For more information on sessions near you and
to register, click here.
If you live in McAllen, one morning
session in McAllen has been added. It
will be held October 25. If you prefer
to attend the McAllen session but already registered for one of the sessions in
Weslaco/Mercedes, be sure to cancel that registration and register in McAllen. Don’t wait or you will miss out.
4. Become a member of Texans for Public Education. This membership is free, and this is how the
group is described on the TfPE website: We're a group of people who are sick of what
the politicians are doing with our school system, so we're taking it back using
something they understand very well. We're block voting, and that's a very
personal decision with which we want every member comfortable.
TfPE is non-partisan. A research crew is diligently combing through
the voting records, campaign contributors, media releases, and other critical
information of each elected state official (House, Senate, and State Board of
Education). Once opponents join the
races, they will also be thoroughly researched.
The committee then votes to move each candidate to “friendly” or “unfriendly”
status. Members are then provided with
the rating and the research to back up that rating, and there is a process to
challenge the rating. I strongly urge
you to not only visit the TfPE website but to become a member of the closed group
on Facebook.
When election time rolls around,
TfPE members will work tirelessly to get fellow Texans who support public education
to block vote according to the candidates’ final status. This group is not only about public school
employee benefits. It’s about supporting
public education in our state.
5. Finally, on a much lighter note, for
those retirees who live in the Rio Grande Valley and who want to get informed
on a wide range of health topics, join us for monthly DHR Retired Professionals
Committee meetings. The meetings are
held the first or second Friday of each month, depending on the availability of
the Edinburg Conference Center at Renaissance. Lunch is provided. For more information about this group, which
is actually open to all retirees, not only those of us who retired from the
public school system, please send an email to me at cardis1022@aol.com
Throughout the year, I will be
updating retirees on important news.
AWAKEN, SLEEPING GIANT!
Chris
Ardis retired in May of 2013 following a 29-year teaching career. She now helps
companies with business communications and social media and works as a sales
coordinator for Tony Roma's and Macaroni Grill. Chris can be reached at cardis1022@aol.com. (Photo by
Sarina Manahan)
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