Which Texas Legislator(s) Will Step Up to the Plate?

            As the returns from the Texas Primary Election came in Tuesday, March 6, I have to admit I felt defeated.  I had such hopes that public-education employees and retirees, and our supporters (including our students), would come out in overwhelming numbers, using our votes as our voices to speak out against the disgraceful lack of school funding and the shameful healthcare nightmare Texas public education retirees are living.  It is a nightmare created by Gov. Greg Abbott, Lt. Gov. Dan Patrick, most members of the Texas Senate, and some members of the Texas House.

            However, Wednesday morning, I awakened with an entirely new outlook.  After all, I didn’t know Scott Milder, Dan Patrick’s Primary opponent, until recently.  But as I read about his credentials—a bachelor’s in journalism and radio/TV/film and a master’s in public relations, a former school district public information officer, a former reporter/photographer, a former Rockwall City Council member, a senior associate for Stantec Architecture, and, along with his wife, a small business owner and founder of Friends of Texas Public Schools—I knew he was exactly what the Texas Legislature needed.  As I looked at the Primary results with fresh eyes, I realized it was an incredible feat for Milder to garner 24 percent of the vote.  Three-hundred-sixty-seven thousand, nine-hundred-fifty-four people voted for Milder.  That’s 367,954 Texans who voted in the Republican Primary who did not want Patrick back.  I sincerely believe our hopes for the 2019 Legislative Session can be realized if we remain relentless between now and November’s General Election when Patrick faces a Milder-endorsed Democrat, Mike Collier.

            I attended the final day of the Teacher Retirement System of Texas (TRS) three-day session at the University of Texas Rio Grande Valley February 16.  Although I had no intention of doing so when I arrived, I testified at the start of the public hearing that day.  While there, I also picked up TRS: A Great Value for All Texans, a booklet published by TRS in February of 2017.  After seeing the chart on page nine, I filed a Public Information Request with TRS, seeking a breakdown of average pensions for school custodians, secretaries, bus drivers, cafeteria workers, and maintenance workers, who are also covered under TRS. 

            I searched the Employees Retirement System of Texas (ERS), the state’s retirement system for all state employees not working in our public schools and for retired legislators, to locate a benefit distribution chart for these employees.  When I couldn’t find one, I filed a PIR with ERS February 23, asking for a chart like the one on page nine in the TRS booklet that lists monthly pensions and the percentage of ERS retirees who receive each amount.  I also asked for a similar chart specifically for Texas legislators who receive ERS pensions.  Twelve business days later, March 13, I received this response from ERS:

            So, while we know that 32 percent of TRS retirees—the highest percentage on the page-nine chart—earn a pension of only $1 to $1,000 each month, there is no chart available to the public with the percentage of ERS members who earn this paltry amount?  How in the world does this constitute “confidential information” when I did not ask for names of the individuals receiving these pensions?

            Do you know what the annual salary for Texas legislators is?  Do you know how their ERS pension is calculated?  If not, you will when you read my column next week.  You will learn that the outrageous discrepancies between the legislators’ healthcare premiums and deductibles and ours aren’t the only injustices.  Wait until you hear how the state arrives at the pension for members of our “elected class” who retire under ERS.

            In the meantime, these are my questions for this week:

1.  Which Texas Legislator(s) will step up to the plate to demand a fix to the TRS healthcare nightmare?

2.  Which Texas Legislator(s) will fight for an in-depth study BEFORE the 2019 Legislative Session on how ERS and TRS can be merged or, at the very least, how both systems under the control of the Texas Legislature can offer the same level of benefits?

3.  Which Texas Legislator(s) will ask why ERS does not provide a benefit distribution chart to the public and how they can claim this is “confidential member information”?

4.  Which Texas Legislator(s) will collect all of the stories of what TRS members are enduring as a result of the 2017 Legislative Session into a book for Gov. Abbott, Lt. Gov. Patrick, and all members of the House and Senate?

5.  Which Texas Legislator(s) will lead the charge to end our nightmare?

Shame on You, Gov. Abbott, Lt. Gov. Patrick, and Texas Legislature

             Every day—and I do mean every day—since January 1, I have felt a heaviness in the pit of my stomach.  Every day, I know I am going to hear another story about what has befallen my fellow retired Texas public school employees courtesy of Gov. Abbott, Lt. Gov. Patrick, and the Texas Legislature. 

            As many of you may have heard, during the 2017 Legislative Session, these elected officials decided to turn our healthcare world upside down, despite the fact that we retired under the promise of affordable healthcare, a promise made to us years ago when we began teaching and again when we completed all of the paperwork for retirement.  Instead, Gov. Abbott, Lt. Gov. Patrick, and the Texas Legislature voted to appropriate DOUBLE the amount of money for retirees in the state’s other retirement system, ERS, that they did for our retirement system, TRS, despite the fact that they have HALF the number of participants. ERS handles pensions and healthcare for all other state employees.  It is no coincidence that retired legislators are members of ERS when they retire at age 50 with a mere 12 years in office or at age 60 with a mere eight years.  Meanwhile, TRS, also controlled by the Texas Legislature, handles pensions and healthcare for me and all of my fellow retired public school employees—teachers, custodians, bus drivers, administrators, cafeteria workers, counselors, librarians, maintenance workers, secretaries, diagnosticians, and classroom aides (and anyone else who worked in our public school system). 

            Gov. Abbott, Lt. Gov. Patrick, and the Texas Legislature also increased our deductible from $400 to $1500.  Now, not one penny of the medical costs or prescriptions (except a list of standard, generic drugs) for TRS retirees under 65 is paid until we pay the ENTIRE $1500 out of pocket.  Think no co-pay.  For retired public school employees who include their spouse on their insurance, their deductible is $3000.  For them, the plan does not pay a single penny until they reach the entire $3000, not $1500 for each of them.

            Meanwhile, in ERS Land, all other state employees (and retired legislators) not only have 100 percent of their premium paid for by the state, but they also have no deductible.  No, as in zero.  That means while we are paying 100 percent of our healthcare costs and prescription costs out of pocket until we reach $1500 (then, we have an 80/20 split), they have no deductible to meet.  No, as in zero.

            One of the stories I heard last week was about Chuck and Leslie.  Leslie retired from Northside ISD in San Antonio in 2014.  January 1, their premium increased from $140 to $689.  This $689 is 23.5 percent of Nancy’s gross monthly annuity.  This incredible financial burden has resulted in the couple considering dropping their health insurance.  “But we don’t want to burden other taxpayers with OUR hospital bills if we ever do get sick,” Chuck told me.  This is the choice they are facing after Leslie spent years working in our public schools.

            I also read the story of Donna, who lives in Hewitt (near Waco).  She taught in Texas public schools for 27 years, about half of those in special education and seven as a diagnostician.  She has a master’s degree.  Her monthly prescription drug costs went from $100 to $1200.  Although she has found some discount cards she is now using, the hit it has taken is painful and frightening. 

            One of my close friends in the Rio Grande Valley is a retired teacher and a single mom who receives no child support for her son, who is a freshman in college.  She told me last week she has decided she is not going to the doctor any more, despite the fact that she battles high blood pressure.  “The deductible is just too high,” she told me.

            I’m sick.  I’m sad.  I’m angry.  I’m still in disbelief.  How did this happen?  Why did this happen?  I honestly believe someone is going to die because of the decisions made by Gov. Abbott, Lt. Gov. Patrick, and several members of the Texas Legislature.

            I think what sickens and frightens me most is that the endless stories I have heard are all from teachers and administrators.  If so many of them are suffering with these changes, what are those who earned far less than us while working—which means far less than us in retirement—doing?

            SHAME ON YOU, Gov. Abbott, Lt. Gov. Patrick, and every Texas legislator who voted to cripple all of us who devoted our careers and our lives to the children of this state.  I hope all of us, our former students, and all who love us will JOIN THE MOVEMENT to BLOCK VOTE!

Chris Ardis retired in May of 2013 following a 29-year teaching career. She now helps companies with business communications and social media and works as a sales coordinator for Tony Roma's and Macaroni Grill.
Chris can be reached at cardis1022@aol.com.  Her columns will also be appearing regularly in the Rio Grande Guardian.  And watch for upcoming LIVE Facebook conversations on "All Things Education" on the Guardian's FB page.  (Photo by Sarina Manahan)

JOIN OUR MOVEMENT

Go to texansforpubliceducation.com 
On the home page, scroll down to "Our Ratings" to read the rationale behind the ratings for each incumbent and his/her opponent(s).

(I) Incumbents

Blue-Opponents

UNFRIENDLY

FRIENDLY

NEUTRAL

TEXAS GOVERNOR

TEXAS LT. GOVERNOR

TEXAS HOUSE

Sheet 1:  DISTRICTS  3,18, 56, 57, 103, 104, 105, 116,123, 131, 145

Dallas, Grand Prairie, Houston, Lufkin, Magnolia, San Antonio, Shepherd,  Waco 

Sheet 2:  DISTRICTS  24, 25, 40, 58, 73, 76, 83, 112, 113, 128, 138 

Angleton, Cleburne, Deerpark, Edinburg, El Paso, Fredericksburg, Friendswood, Houston, 

Lubbock, Richardson, Sunnyvale   

Sheet 3:  DISTRICTS 8, 11,  54, 82, 95, 98, 117, 147 

Corsicana, Fort Worth, Houston,  Killeen, Midland, Nacodoches, San Antonio, Southlake

Sheet 4:  DISTRICTS  7, 17, 22, 46, 72, 111, 134, 135, 136, 142 

Austin, Beaumont, Cedar Park, Dallas, Houston, Lockhart, Longview, West University Place   

Sheet 5:  DISTRICTS 2, 23, 69, 84, 99, 106, 109, 120, 148  

Canton,  DeSoto, Fort Worth, Frisco, Galveston,  Houston, Lubbock, San Antonio,

Wichita Falls

Sheet 6:  DISTRICTS 4, 5, 31,34, 41, 52, 75, 97, 119, 143

Clint, Fort Worth, Houston, Mission, Mt. Pleasant, Rio Grande City,  Robstown, 

Round Rock, San Antonio, Terrell   

Sheet 7:  DISTRICTS  12, 32, 33, 45, 48, 49, 50, 100, 127, 139

Austin, College Station, Corpus Christi, Dallas, Dripping Spring, Houston, Rockwall  

Sheet 8:  DISTRICTS 15, 44, 61, 71, 80,  81, 88,  91, 102

Abilene, Batesville, Canadian, Dallas, Fort Worth, Odessa, Seguin, The Woodlands, Weatherford  

Sheet 9:  DISTRICTS 16, 26, 35, 38, 39, 43, 60, 67, 89, 108, 122  

Brownsville, Conroe, Dallas, Granbury, Kingsville, Mission, Parker, Plano, San Antonio, 

Sugar Land, Weslaco   

Sheet 10:  DISTRICTS 30, 36, 37, 53,74,77, 78, 107, 124, 130, 133 

Brownsville, Cypress, Dallas, Eagle Pass, El Paso,  Houston, Junction, Palmview,   

San Antonio,Victoria

Sheet 11:  DISTRICTS 9, 14, 21, 62, 63, 79, 87, 129, 144 

Amarillo, Beaumont, College Station, El Paso, Flower Mound, Houston, Marshall, Sherman  

Sheet 12:  DISTRICTS 6,  27, 42, 51, 70, 90, 110, 115, 125, 126   

Austin, Dallas, Fort Worth, Houston, Irving, Laredo, McKinney, Missouri City,  

San Antonio, Tyler

Sheet 13:  DISTRICTS  13, 55, 59, 65, 66, 68, 85, 86, 132

Amarillo,  Caldwell, Carrolton, Gatesville, Katy, Muenster, Plano, Temple, Wharton

Sheet 14:  DISTRICTS 29, 64, 92, 94, 121, 141, 146, 150

Arlington, Bedford, Denton, Houston, Pearland, San Antonio, Spring

Sheet 15:  DISTRICTS 1, 10,19, 20, 47, 101, 114, 118, 140, 149

Austin, Dallas, Grand Prairie, Hillister, Houston, Marble Falls, New Boston, San Antonio,  Waxahachie

Sheet 16:  DISTRICTS 137, 96, 28

Arlington, Houston, Richmond

TEXAS SENATE

Sheet 1:  DISTRICTS 7, 22, 24, 10, 25, 4, 30, 6, 2, 9, 20
Houston, Granbury, Lakeway, Colleyville, New Braunfels, Conroe, Wichita Falls, Houston, Edgewood, North Richland Hills, McAllen

Sheet 2:  DISTRICTS 16, 17, 1, 18, 27, 26, 13, 12, 3, 28, 29, 5

Dallas, Houston, Mineola, Brenham, Brownsville, San Antonio, 

Flower Mound, Jacksonville, Lubbock, El Paso, Georgetown

Sheet 3:  DISTRICTS 31, 11, 8, 19, 14, 23, 15, 21

Amarillo, Friendswood, Plano, San Antonio, Austin, Dallas, Houston, Laredo

Educating the Medical Community

             Education isn’t only about students, teachers, and administrators.  Actually, every sector of our workforce and our communities needs ongoing education to be the best we can be.  It is with this in mind that I decided it was high time I provide a citizen’s view of our medical community.

            Time and time again, the overwhelming complaint I hear from friends regarding the medical community is the lack of respect for their patients’ time.  One, two, three hours is common in countless medical offices, and I’m sure all patients would agree with me that, except in an emergency, this is totally unacceptable.

            You spend quality time with your patients?  I sincerely admire that, but have your staff schedule appointments accordingly.  So many people fail to show up for appointments that you overbook your appointments in anticipation for that?  Why should all of us who do show up for our scheduled appointment be penalized for those who don’t?  

            In teaching, we often talk about “Best Practices.”  I actually have two “Best Practices” in the area of scheduling, medical professionals who respect their patients’ time.  The first, Dr. Sam Hargis, a McAllen dentist, should win an award for the incredible job his staff does scheduling patients.  If I have to wait more than 5-10 minutes, an earthquake must have hit McAllen.  The other is surgeon Dr. Guillermo Marquez.  In his office, I may have to wait 20-30 minutes, but it’s rare to wait longer than that before being called in. 

            Admittedly, I suffer from White-Coat Syndrome.  It isn’t unusual for me to have a rise in blood pressure and other signs of anxiety when I have a doctor’s appointment.  Sitting in a waiting room for one, two, three or more hours aggravates this problem exponentially.  I will never forget making an appointment with a local family-practice physician.  I was in search of a new doctor and someone recommended her.  I showed up, my heart working overtime due to my aforementioned White-Coat Syndrome.  I sat down and waited and waited and waited.  To this day, I cannot believe I stayed two-and-a-half hours, but I did.  When my name was finally called, it was after 6:00 p.m.  The doctor walked into the office and said, “You look really stressed out.”  I looked at her, stunned, fighting the words that desperately wanted to escape my mouth.  Finally, I said something to the effect of, “That’s what waiting two-and-a-half hours in a doctor’s office does to me.”  Regardless of the recommendation or her skills, I never returned.

            Recently, I have noticed two disturbing trends in the medical community.  As patients, we go to get a test or procedure done, confident that we chose a doctor and/or a hospital that is “in network.”  However, what we learn later is not only disturbing but costly.  One is the practice of a hospital having physicians who are “independent practitioners.”  The other is when we see an ad for a special price on a mammogram or other—usually diagnostic—test; however, in small print, we learn there will be additional charges to the patient from these “independent practitioners” who have to interpret the tests.  In order for a medical facility to qualify to be “in network” for our employers and insurance companies, shouldn’t they also have to commit to having all of those who will treat their patients also be “in network” to avoid these costly and unacceptable surprises? 

            Finally, I would obviously be remiss if I ended without discussing the cost for treatment in most facilities within the medical community.  Here, I include the cost for pharmaceuticals.  While I have been cognizant of these costs for years, because of the dramatic and negative changes the Texas Legislature made to all public school retirees in the state, which began January 1, my awareness has turned into panic.  Now, instead of a $400 deductible, we each have a $1500 deductible.  Now, instead of paying co-pays for our medical visits and prescriptions, we have to pay 100 percent of those costs until we reach that magic $1500 mark.  For those who have a spouse on their Teacher-Retirement-System healthcare plan, they have to pay 100 percent of all medical and pharmaceutical bills until they reach a $3000 deductible.  This has caused me to wonder how often the medical community looks at what they are charging to decide if it is a “fair price” for the product or service.  I could go on about this for hours, but I don’t think that’s necessary.  As patients, we are often “trapped” because we would not be at that facility or buying that medication if we didn’t need it.  This is where ethics comes in to play.

            Martin Luther King has been credited with saying, “The function of education is to teach one to think intensively and to think critically. Intelligence plus character - that is the goal of true education.”  In “Educating the Medical Community,” my goal is to ask members of the medical community to use intelligence and character in fixing parts of the system your patients can tell you are broken.

Chris Ardis retired in May of 2013 following a 29-year teaching career. She now helps companies with business communications and social media and works as a sales coordinator for Tony Roma's and Macaroni Grill. Chris can be reached at cardis1022@aol.com. (Photo by Sarina Manahan)

Serious Concerns Remain Regarding Regressive Healthcare for Retired Public School Employees in Texas

Since the Teacher Retirement System of Texas held informational meetings two weeks ago regarding the dramatic healthcare changes that will take effect in January for all retired public school employees, I have received a number of emails and calls from people with countless questions and serious concerns about what is about to hit us.  I have written extensively about the bottom line, especially for those of us who are under the age of 65.  That bottom line about what the Texas Legislature has done to us includes:

·         The deductible for the individual retiree is increasing from $400 to $1500 in-network.

·         There will be no copay for healthcare or prescriptions until that deductible is met, meaning the retired employee will pay 100 percent (see only exception below—fifth bullet ) out of pocket.

·         The deductible for retirees who have a spouse/child on their insurance increasing to $3000, and not a penny will be paid (see only exception below—fifth bullet) until that is reached.  It will not be based on the individual but rather on the family unit.

·         The Maximum Out of Pocket will be $5,650 for the retiree and $11,300 for the family for in-network expenses.  For out-of-network expenses it will be $11,300 and $22,600, respectively.

·         This list of standard, generic drugs will be covered at 100 percent.

·         Some retired teachers under 65 still don’t know there are no longer three tiers of healthcare plans from which we can choose.  Now we have only one option—the high-deductible plan.

            I have also written extensively about how hard the Texas Retired Teachers Association fought for us. Their calls to action—and the overwhelming response from public school retirees across the state—played a significant role in making the changes a bit less devastating.  (Take, for example, that the Texas Legislature originally voted to increase the deductible for an individual retiree from $400 to $3000!)  Because “the sleeping giant” (aka retired educators who have a tendency to remain silent) awakened and bombarded Texas legislators with phone calls, emails, and visits to their offices, changes were made during the special session.  The $35 annual fee it costs to be a TRTA member is definitely money well spent.  And remember, the Texas Legislature meets again in 2019!  There is no time for silence! 

            It was TRTA that provided legislators and members with some startling facts, including…

·         During almost half of the 30-year history of TRS-Care, the State funded only 0.5% and the school districts contributed nothing.

·         TRS has more than 375,000 retirees with an average annuity of $1995 per month, while 105,000 retirees receive $1000 or LESS per month.

·         95% of public school employees do not pay into Social Security and the vast majority of retirees do not receive ANY SS benefits due to the GPO and WEP. TRS is their sole form of retirement security!

           

            There are a few things I learned at the TRS session that at least provide a glimmer of light in this healthcare darkness.  Here is one of them:

·         We will have a service available to us called “Teladoc.”  This service will allow us to speak to a licensed doctor 24/7/365 via telephone, website, or mobile app in fewer than 10 minutes to treat such conditions as bronchitis, pink eye, skin infections, depression, and anxiety.  Their network includes over 3,100 licensed healthcare professionals, including physicians, dermatologists, and mental health therapists who average 20 years of experience.  They are able to provide us with short-term prescriptions.  Rather than paying the cost of a doctor’s visit or an urgent care facility (with no copay, remember), there will be a $40 consult fee if our deductible has not been met--and that fee goes toward the deductible--or an $8 fee if our deductible has been met. 

            More next week on other programs we should all know about as the clock keeps ticking to our new, regressive healthcare plan.

NOTE:  To wake up and get engaged, we should all be members of our local unit of TRTA, too!  Next Monday is the meeting for the McAllen/Mission-area chapter. Although lunch is available for purchase, it is not required.  Annual membership dues are just $10.

To find the unit nearest you, click here

SECOND NOTE:  Have you visited FamilyWize yet?  If you ever have prescriptions, please do!

THIRD NOTE:  If you were unable to attend the TRS sessions on our healthcare changes but want to know what they had to say, visit this page to watch the webinar.

FOURTH NOTE:  If you aren’t familiar with Texans for Public Education, I urge you to go to their website and/or to follow their threads on Facebook.  It’s about non-partisan block voting for candidates with a record of supporting public education. 

STAY AWAKE, FORMERLY SLEEPING GIANT!!

Chris Ardis retired in May of 2013 following a 29-year teaching career. She now helps companies with business communications and social media and works as a sales coordinator for Tony Roma's and Macaroni Grill. Chris can be reached at cardis1022@aol.com. (Photo by Sarina Manahan)

Texas Legislators—How Could You?

As I walked out of the Hynes Event Center in Mercedes Monday, October 23, I felt sick.  Literally.  I also felt angry….and sad…and worried.  How could Texas legislators do this to public school employees who spent years teaching our state’s children, caring for their physical and emotional needs, feeding them, keeping the facilities clean, answering the phone and greeting parents and community members, and doing everything else school district employees do?

            I had just left a Texas Teacher Retirement System session about the changes to our healthcare plans, compliments of the 85^th Texas Legislature.  For those of us who are under 65, our plan is called a “High Deductible Health Plan.”  Healthcare.gov describes an HDHP like this:  “A plan with a higher deductible than a traditional insurance plan. The monthly premium is usually lower, but you pay more health care costs yourself before the insurance company starts to pay its share (your deductible).”  Perfect description.

            I already knew the 85^th Texas Legislature raised our deductible from $400 to $1500.  I also knew I would no longer have a co-pay.  What does that mean?  It means that now when I go to the doctor or pharmacy (That’s right!  I no longer have a pharmacy co-pay, either.), instead of paying approximately $25, I will pay the full bill until I reach my $1500 deductible.  No problem.  As a wealthy retiree, $1500 is chump change.  Oh, wait!  I am a retired teacher.  Fifteen hundred dollars is a lot of money.

            Once I reach my $1500 deductible, Aetna will pay 80 percent of my medical bills and prescription drugs, if I use an in-network doctor.  When I have paid $5650 out of pocket to in-network facilities, physicians, and pharmacies, Aetna will pay 100 percent of my in-network medical costs.

            The more the presenter talked, the sicker I felt.  I couldn’t imagine how retired public school employees whose spouse is covered under their TRS healthcare must have been feeling.  For them, grim couldn’t even begin to describe their situation.  The deductible for public school retirees with two or more family members on their healthcare plan is $3000.  You would think that means $1500 for the retiree and $1500 for the spouse, but that’s not the case.  Thanks to our Texas legislators, those retirees must pay 100 percent of their medical and prescription costs until they have spent $3000 out of pocket.  So even if the retiree has already paid $1500 for medical and pharmaceutical bills, he/she has to keep paying until $3000 has been spent.  However, when it comes to the family’s maximum-out-of-pocket, that is figured on an individual basis rather than by family.  Go figure.

            Texas Legislators, how well do you know the statistics?  According to the Texas Retired Teachers Association, TRS has more than 375,000 retirees whose average monthly pension is $2035.  But what’s even worse…much worse…is that 30 percent of TRS retirees, roughly 105,000, receive $1000 or less per month.  How in the world do they expect these dedicated public school retirees to afford the healthcare they have subjected us to? 

            But why should they worry?  After all, remember--they kept all other state employees, whose healthcare is covered by the Employees Retirement System of Texas rather than by TRS, at a $0 deductible.  And don’t forget—that includes retired legislators who have served at least eight years.  So I served the children of this state for 29 years, and I have a $1500 deductible with no co-pay, and they can serve eight years and pay a $0 deductible?

            Texas Legislators, how could you?

(Note:  Last week, Eloise Montemayor, community relations/public sector associate with United Way of South Texas shared information with me about FamilyWize, a United Way partner that reduces the cost of prescription medicine through agreements with pharmacies nationwide.  FamilyWize is for individuals with and without insurance, there is no cost to use FamilyWize, and there are no income qualifications.  Go to familywize.org and print out a card or download the app.  For any prescription medication you need to purchase, visit their site and find the local pharmacy that will give you the best deal.  When you go to pick up your prescription, show them your card.  At this point, every penny counts.)

Chris Ardis retired in May of 2013 following a 29-year teaching career. She now helps companies with business communications and social media and works as a sales coordinator for Tony Roma's and Macaroni Grill. Chris can be reached at cardis1022@aol.com. (Photo by Sarina Manahan)

Attention Texas Retired Public School Employees!

This week, I decided to write about changes/sessions/organizations my fellow public school retirees should know about:

1.         As you should know by now, the Texas Legislature worked diligently during the 2017 legislative session to turn our healthcare upside down.  For those of us under 65, our deductible is going from $400 to $1500.  We will no longer have a co-pay for prescriptions.  Instead, we will pay 100 percent of our prescription drug cost until we reach the $1500 medical deductible. After that, the plan will pay 80/20.  The exception to this?  A list of standard, generic medications that will be completely covered by our new-and-significantly-reduced healthcare plan. (Find that list by clicking here.)  To learn more about all of our prescription drug coverage changes, click here. 

            For those who are 65 and over, you will still have a co-pay through your Medicare prescription drug plan.  You can click on the link above, too, to learn more about the changes taking effect January 1.

2.         Why did the Texas Legislature increase our deductible to $1500 and significantly increase our premiums over the next four years while continuing to provide healthcare to all other state employees (INCLUDING retired legislators) at a $0 deductible and $0 premium?  I believe what many others have said—because Texas teachers have been a proverbial sleeping giant, many not voting during state elections and most not involved in organizations fighting for our benefits like other groups--like police officers and firefighters--do. 

            One of the first things I recommend is joining the Texas Retired Teachers Association.  The annual membership fee is just $35, and TRTA worked tirelessly to restore what the Texas Legislature did to us during the regular session.  (They originally increased our deductible to $3000. After “the sleeping giant” awakened, they reduced it to $1500 during the special session, still $1100 more than we paid previously and not restoring our prescription drug coverage.)  Imagine if TRTA and some of our teachers’ associations hadn’t gotten involved!  To learn more about TRTA and to join, go here.

            TRTA also has local units that meet on a monthly basis and work to get more public school retirees involved in educating other retirees, networking, getting out the vote, and lobbying on our behalf.  Local membership is $10 per year.  Getting involved in my local unit is a commitment I made because of what the Texas Legislature has done.  To find the local unit nearest you, click here.

3.         In case you haven’t heard, TRS is currently holding informational sessions about all of the changes we can expect to our healthcare plans.  You must register to attend.  For more information on sessions near you and to register, click here.

            If you live in McAllen, one morning session in McAllen has been added.  It will be held October 25.  If you prefer to attend the McAllen session but already registered for one of the sessions in Weslaco/Mercedes, be sure to cancel that registration and register in McAllen.  Don’t wait or you will miss out.

4.         Become a member of Texans for Public Education.  This membership is free, and this is how the group is described on the TfPE website:  We're a group of people who are sick of what the politicians are doing with our school system, so we're taking it back using something they understand very well. We're block voting, and that's a very personal decision with which we want every member comfortable. 

            TfPE is non-partisan.  A research crew is diligently combing through the voting records, campaign contributors, media releases, and other critical information of each elected state official (House, Senate, and State Board of Education).  Once opponents join the races, they will also be thoroughly researched.  The committee then votes to move each candidate to “friendly” or “unfriendly” status.  Members are then provided with the rating and the research to back up that rating, and there is a process to challenge the rating.  I strongly urge you to not only visit the TfPE website but to become a member of the closed group on Facebook.

            When election time rolls around, TfPE members will work tirelessly to get fellow Texans who support public education to block vote according to the candidates’ final status.  This group is not only about public school employee benefits.  It’s about supporting public education in our state.

5.         Finally, on a much lighter note, for those retirees who live in the Rio Grande Valley and who want to get informed on a wide range of health topics, join us for monthly DHR Retired Professionals Committee meetings.  The meetings are held the first or second Friday of each month, depending on the availability of the Edinburg Conference Center at Renaissance. Lunch is provided.  For more information about this group, which is actually open to all retirees, not only those of us who retired from the public school system, please send an email to me at cardis1022@aol.com

            Throughout the year, I will be updating retirees on important news.  AWAKEN, SLEEPING GIANT!

Chris Ardis retired in May of 2013 following a 29-year teaching career. She now helps companies with business communications and social media and works as a sales coordinator for Tony Roma's and Macaroni Grill. Chris can be reached at cardis1022@aol.com. (Photo by Sarina Manahan)